As summer draws to a close, it’s time to change gear and savour the changes that autumn brings.

Think you can’t afford to get on the property ladder? Well, think again. Thanks to changes in the mortgage market, the reality may be very different.

Downsizing into a purpose-built retirement apartment or flat is something that many older homeowners ponder. Here are some things to consider if you, or a friend or relative, are looking into buying in a retirement development.

Second Hand September is a campaign originally set up by a national charity to encourage people to shop for second hand clothing. We’ve come up with our own take on it with some great ideas that are easy to try.